Free cam chat no credit no sing - Consolidating federal school loan

For more information of the specific loan terms, please visit the Loan Consolidation home page.

Maximum Loan Length: 10-30 years Frequency of Payments: Varies Prepayment penalties: None Fees: None You apply for a Direct Consolidation Loan through Student

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Like many other balance transfer cards, you have to weigh the money you will save on interest with the fact that you will pay $5 or 5%, whichever is greater, to make the balance transfer in the first instance.

Additionally, if you don’t want to keep track of rotating categories, including having to activate them each quarter, or you desire a longer term introductory APR, there are other cards that may better suit your needs.

Interest rates are fixed for the life of the student loan.

Rates are based on the weighted average of the interest rates of the loans being consolidated, rounded up to the nearest one-eighth-percent or 8.25 percent, whichever is less.

With rotating rewards up to 5% and a year and a half of 0% balance transfer APR, this card is great for transferring high-interest credit card debt while still offering long term value.