The short definition is, enterprise resource planning or ERP solution is a suite of applications that manages core business processes, such as sales, purchasing, accounting, Human Resource, customer support, CRM and inventory.
It’s an integrated system as opposed to individual software designed specific to a business process.
Refinancing debt is also a smart strategy, especially for those in the post-grad plateau— the early stages of a promising career—with plenty of raises just around the corner.
With fixed-rate credit cards becoming more difficult to find, and the average annual percentage rate (APR) for variable-rate credit cards just over 16% as of this writing, you could save thousands of dollars by refinancing credit card debt with a low-interest personal loan.
The average American household carrying a credit card balance has over $16,000 in debt, but you sure wouldn’t know it.