Debt consolidation loans allow borrowers to roll multiple debts into a single new one with fixed monthly payments and, ideally, a lower interest rate.
Compare loans for debt consolidation and learn about your options for consolidating debt.
A higher score will qualify you for more loan opportunities, lower interest rates and better loan terms in the future. Several personal finance websites, including Nerd Wallet, offer a free credit score.
Look for a site the offers educational tools such as a credit score simulator plus access to your credit report.
Other options for borrowers with bad credit include secured or co-sign personal loans.