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While the Blue Cash PreferredĀ® Card from American Express may not have the longest introductory APR, it makes up for that with high-rate rewards.

Use a budget, and you could save money on interest on both your balance transfers and your cash-back earning purchases.

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The Discover itĀ® 18 Month Balance Transfer Offer card offers this in addition to a substantial rewards program. All while enjoying a year-long window of interest-free bliss on balance transfers.