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With this being said, this does not mean that you should rule out being able to get a credit card.

Instant Approval Credit Cards Other cards that also work in a similar manner in terms of the approval process, are Instant Approval Credit Cards.

These do typically involve some form of a credit check, however.

The Secured Credit Card offer also provided by the CIBC, also serves borrowers who are looking to either build or re-establish their credit.

With that being said, if there are cards that are similar to Secured credit cards, yet are not classified as such in Canada – let’s find out what may be similar across Australia.

These cards however do require proof of sufficient property equity and assets or in the case of the secured cards, a deposit that is equal to the sum of money you are ‘borrowing’ or higher.