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Businesses are also treated differently based on the degree of financial risk they present to their processor.All processors will carefully judge your business to determine whether you fall into the “high-risk” category.

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Some merchant services providers have very strict guidelines for determining high-risk status, while others use more relaxed criteria.

If you’re considering a particular provider, check their website or contact them directly to see if they find your business to be high-risk.

Looking for the best high-risk credit card payment processing companies?

If you’re having trouble getting approved, take a look at our top picks for high-risk merchant accounts.

While their rates and fees aren’t a good deal for non-high-risk merchants, they can often provide a merchant account for high-risk businesses that have been turned down by other providers.