So, when Steven, 40, nearly died in January after his heart stopped for 20 minutes, they were grateful they’d had the foresight to prepare themselves.
Kirsty Bertarelli, who grew up in Staffordshire, has been named as the third richest woman in the UK.
Vicky and Steven Huddleston took out critical illness insurance to cover their mortgage in the event that one of them became ill.
The couple have three children, Amelia, 15, Jude, 12, and Lena, ten, (pictured right) and wanted to be sure they would be able to pay their bills should either of them suddenly be unable to work.
Jimmy Page fears that construction work at the house in Holland Park, West London, will damage the structure of his Grade I listed house and vibrations will threaten its richly decorated interior (pictured, bottom inset, his Tower House home).